Unmatched Flexibility

Unparalleled list of eligible expenses, with no limits or exceptions, to meet your individual healthcare needs. View eligible expenses.

Tax Deductible Deposits, Tax-Free Benefits

Contributions, admin fees and applicable taxes are all 100% deductible to your business.  You and your employees then receive reimbursement of your medical expenses tax-free!

Coverage For All Dependants

Any financially dependent family member – related by blood or marriage (siblings, parents, grandparents, etc).

Medical Treatments Outside Of Canada

You have full choice to pursue your healthcare when and where you wish.

How Do I Access My HSA?

You can submit claims online and receive reimbursement typically within 2-3 business days.

Who Is Covered Under My HSA?

ALL your financial dependants, which can include spouse, children, parents, siblings, etc.

Your business makes tax deductible deposits to your personal Health Spending Account (HSA), and you can then use this tax free money to pay for the healthcare expenses of your choice.

Extended Health CareDental & VisionSpecial Care





Occupational Therapist

Pharmacist Consults

Physicians & Surgeons

Licensed Dietician


Medical Radiation Treatments

Prescription Drugs


Medical Laboratory

Respiratory Therapist

Massage Therapist (RMT


Dental Hygienist

Dental Surgeons

Dental Technologists



Prescription Contact Lenses



Prescription Glasses

Prescription Sunglasses

Fertility Drugs & Treatment


Special Needs Tuition

Assistive Devices

Diabetic Pumps

Elderly Parent & Dependent Care

Schooling For Spectrum Line Disorders

Speech-Language Pathologists

Cosmetic Surgery*

* this list is in accordance with the rules governing the Medical Tax Benefit and is subject to change** for medical or reconstructive purposes only

    Schedule a free, confidential consultation

    Our team would love to answer your questions and get to know you better. Schedule your free meeting below to talk about how we can help take the first step toward a successful financial future.